Secret Benefits credits cost $59 for 100, $169 for 500 or $289 for 1,000, according to third-party price pages; most paid actions, such as unlocking a conversation, take 10 credits, and reviews say credits do not expire but are not refunded.
Secret Benefits does not sell a monthly membership. Sugar daddies buy credits and spend them on paid features. Sugar babies use the site free. The official price page could not be reached in October 2026 (the site blocked automated access), so the pack prices below come from third-party review sites. Secret Benefits' own terms, from an archived copy dated January 19, 2026, confirm the credit model and set out the billing rules.
The short answer
You pay once per pack, and nothing renews by default. Larger packs cost less per credit: about $0.59 each in the 100 pack and $0.29 in the 1,000 pack. Unlocking a conversation with one member costs 10 credits, once per member, so 100 credits covers about 10 new conversations. Third-party reviews say unused credits stay in your account but are not refunded. If a match never replies, the credits spent on unlocking that conversation are gone.
Credit prices and costs
| Item | What the record shows | Source | Checked |
|---|---|---|---|
| 100 credits | $59 ($0.59 per credit) (third-party) | DatingScout UK | October 2026 |
| 500 credits | $169 (about $0.34 per credit) (third-party) | DatingScout UK | October 2026 |
| 1,000 credits | $289 ($0.29 per credit) (third-party) | DatingScout UK | October 2026 |
| Unlock a conversation | 10 credits, one time per member (third-party) | DatingScout, VIDA Select | October 2026 |
| Private album request | 10 credits per album (third-party) | VIDA Select | October 2026 |
| Top Admirer bid | At least 50 credits (third-party) | DatingScout | October 2026 |
| Profile boost | 20 credits for 3 days of top placement; one source only (third-party) | VIDA Select | October 2026 |
| Expiry | Credits "do not expire", usable "as long as Secret Benefits stays active" (third-party) | DatingScout | October 2026 |
| Refunds | Non-refundable per VIDA Select; usually partial, minus credits used, per DatingScout (third-party) | VIDA Select, DatingScout UK | October 2026 |
| Billing terms | "By purchasing credits, you agree... to pay all charges at the agreed upon price at the time of your purchase" | Secret Benefits terms (archived) | October 2026 |
| Payment methods | Visa, Mastercard and Bitcoin (third-party) | DatingScout | October 2026 |
DatingScout UK's price table was last updated September 20, 2026. Check the live price before you buy, because no official page confirmed these figures.
What credits unlock, and what is free
Signing up and browsing are free. Third-party reviews say free members can create a profile, search, view profiles and see who visited them. VIDA Select adds that favoriting and liking photos cost nothing. The official terms put it more broadly: "additional benefits, like contacting members, viewing photos, and favoriting profiles, may only be available if you're a paying subscriber." That leaves room for the site to charge for features reviewers describe as free today.
The main use of credits is messaging. Once you unlock a conversation for 10 credits, reviewers say you can message that person without paying again. The real cost per conversation therefore depends on the pack:
- 100-credit pack: about $5.90 per unlocked conversation
- 500-credit pack: about $3.38 per unlocked conversation
- 1,000-credit pack: about $2.90 per unlocked conversation
Those figures assume every credit goes on unlocks. Album requests, Top Admirer bids and boosts draw on the same balance. DatingScout UK notes that a Credit History page in the top right of the site shows where your credits went.
Where sources disagree
- Cost per unlock. Most sources give 10 credits. One passage on VIDA Select says unlocking a conversation "costs up to 60 credits", which conflicts with its own 10-credit figure elsewhere on the page. No official source settles it.
- Automatic top-ups. DatingScout says credits do not refill automatically. An earlier third-party source mentioned an auto-purchase setting that can be switched off. Check your billing settings either way.
- Refunds. One review site says no refunds; another says partial refunds happen. The archived terms only say a reversed payment can close your account with no refund.
What users complain about most
Secret Benefits scores 1.6 out of 5 on Trustpilot from 977 reviews. The complaint pattern is about credits more than billing. Reviewers describe messages from profiles that push them to buy credits, then no reply once the conversation is unlocked. Others describe a high share of fake or inactive profiles, the same bios on different accounts, and support tickets left unanswered. Because each unlock is paid, a pool with many inactive profiles costs money directly.
Risk notes
- Unanswered unlocks are a sunk cost. Credits spent on a member who never replies are not returned, per the sources above. Start with the smallest pack.
- Buying more does not mean more matches. The 1,000 pack lowers the price per credit, but at $289 it is a large non-refundable balance.
- Chargebacks end accounts. The terms say a reversed payment can get your account closed with no refund.
- Disputes go to Cyprus. The terms are governed by Cypriot law, cap the company's liability at what you paid, and require any claim within one year.
- Use only the real domain. Look-alike sites such as secret-benefits.site turned up in search results in September 2026.
Before you buy, read whether the site is worth trusting in Is Secret Benefits legit? and the full Secret Benefits pricing page.
Who it suits
Credits suit a selective sugar daddy who messages a few members at a time and wants no monthly bill. They suit sugar babies best of all, since they pay nothing. They do not suit anyone who plans to message widely, because every new conversation costs money. If you are comparing with a subscription site, see whether Seeking is free, or read Seeking vs Secret Benefits.
FAQ
How much do Secret Benefits credits cost?
Third-party price pages list 100 credits for $59, 500 for $169 and 1,000 for $289. That works out at about $0.29 to $0.59 per credit. No official price page could be checked in October 2026.
How many credits does it take to message someone on Secret Benefits?
Most sources say 10 credits to unlock a conversation with one member, paid once. After that, reviewers say messages to that member are free.
Do Secret Benefits credits expire?
Third-party reviews say no. DatingScout says they can be used "as long as Secret Benefits stays active". No official statement on expiry was found.
Can I get a refund for Secret Benefits credits?
Do not count on it. One review site says credits are non-refundable, and another says refunds are partial at most. The official terms deny any refund after a reversed payment.